This cover is designed to cover your entire building project from start to finish. At Renovation Plan, we offer two different levels of cover, depending on the type of work you’re undertaking. Your policy should cover you from the day you (or your contractors) break ground until it’s signed off as completed.

We offer cover between three and 36 months. If your project finishes early, you’ll get a pro-rata refund. And if your project runs over, you can extend on a monthly basis.

No, Self-build Insurance in the UK is for when you’re building a property from the ground up – as opposed to making changes to an existing property.

If you’re renovating, you can learn more about our specialist Renovation Insurance here.

No, we don’t mind if you’re living on site, and we know many people who do. Our Self-build Insurance policy can cover your caravan or site huts.

They might be. If you appoint a main contractor, they may well have their own insurance for the works – but this could be for their liabilities only, which are different to yours. This could leave the contract works uninsured and you at risk, so having the right Self-build House Insurance policy in place gives you complete protection.

Yes you can! Believe us, we understand that projects don’t always go to plan. That’s why we offer flexible policy extensions for a minimum period of one month at a time and we’ll be in touch before your policy expires to check if you need an extension.

Not all brokers offer the same levels of understanding and flexibility as we do.

Every project is different, so we need to know the full details of your plans before we can give you an accurate price. However, you can start your Self-build Insurance quote online which will give you an indication, and we’ll get back to you with the accurate cost.

Just so you know, we insure self-build projects on our Premier Plus level of cover, which has a minimum premium of £697, inclusive of insurance premium tax and our fee. There’s no one-size-fits-all policy, so we can’t provide an average cost. However, we know that we’ll be able to offer a policy tailored to your specific needs.

We know that getting a quote for Self-build House Insurance isn’t as straightforward as standard insurance but don’t worry; this is where we come in. You can get a quote online and, if you need any further support, feel free to contact our team.

We always recommend filling in as much project information as possible before contacting us so that, when we get in touch, we can help you out quickly and easily. Of course, you are always welcome to do your own comparison research beforehand so you’re confident that you’re getting the best Self-build Insurance price for your project.

Yes, our Premier Plus cover meets JCT requirements. We may just need some further information on which option is selected as we might need to note the contractor as joint insured on the policy.

JCT insurance (also known as JCT Clause 21.2.1 or Non-Negligence insurance) can be included as an optional extra. JCT insurance protects you against claims resulting from damage to any third-party property caused by collapse, cracking or subsidence as a result of your self-build project being carried out. We recommend this cover if you’re planning major ground works and have properties either next to or very close to the building works, or touching party walls (especially under a party wall act).

Sometimes the terms can get confusing. If your contractor recommends JCT insurance, make sure that you find out if they mean Non-Negligence cover or if they simply need your insurance policy to be in joint names with the contractor to comply with your JCT contract. These are different – so, if you’re unsure, just get in touch.