Standard Insurance Policy

Our Standard Insurance Policy provides basic cover for the existing building and contract works.
What our Standard Policy covers
  • Fire
  • Lightning
  • Explosion
  • Earthquake
  • Aircraft and other flying objects or anything dropped from them.

This type of cover is often referred to as ‘FLEA’ cover.

As with all of our policies, it includes £2,000,000 Public Liability cover as standard.

What our Standard Policy does NOT cover

  • Storm
  • Flood
  • Escape of water
  • Impact
  • Malicious Intent
  • Riot & Civil Commotion
  • Theft & Attempted Theft
  • Accidental Damage
  • Subsidence

For full details of the cover provided including Conditions, Warranties, and Exclusions please refer to the Standard Policy Wording.

Standard CoverRelated Documents

Speak to a specialist
01621 784840
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