Standard Insurance Policy

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Our Standard Insurance Policy provides basic cover for the existing building and contract works.
What our Standard Policy covers
  • Fire
  • Lightning
  • Explosion
  • Earthquake
  • Aircraft and other flying objects or anything dropped from them.

This type of cover is often referred to as ‘FLEA’ cover.

As with all of our policies, it includes £2,000,000 Public Liability cover as standard.

What our Standard Policy does NOT cover

  • Storm
  • Flood
  • Escape of water
  • Impact
  • Malicious Intent
  • Riot & Civil Commotion
  • Theft & Attempted Theft
  • Accidental Damage
  • Subsidence

For full details of the cover provided including Conditions, Warranties, and Exclusions please refer to the Standard Policy Wording.

Standard CoverRelated Documents

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01621 784840
Ready to get cover?

Not the level of cover you need?

Perhaps our Premier or Premier Plus policy will better suit your project.

PREMIER COVER

Our Premier Policy provides a ‘wider perils’ solution and is designed for renovators who are carrying out small to medium sized projects.

PREMIER PLUS COVER

Our Premier Plus Policy provides ‘All Risks’ insurance cover for larger more complex renovation projects projects.