Renovation Plan PLUS+ Covers at a Glance

Standard Covers

Section 1a - Existing Structure
Section 1b - Contract Works

All Risks Cover

Section 5 - Public Liability

Standard Limit £2,000,000

Optional Extra Covers

Section 2 - Contents

All Risks Cover for Contents kept at the Property

Section 3 - Owned Plant

All Risks Cover up to £50,000

Section 4 - Hired in Plant

All Risks Cover up to £20,000

Section 6 - Advanced Loss of Rent

Up to 36 months indemnity period

Non Negligence Liability

Cover available upon referral

Additional Benefits & Information

Policy Excess

Sections 1 to 5 - £1,000 Excess
Section 6 - 30 Day Time Exclusion
Discounts available where a higher excess is selected

Joint Names with the Contractor

Joint name policies available between property owner and contractor

JCT Contracts


Basement Excavations

Cover for projects up to a single storey basement excavation

Cover once works are
complete and awaiting sale

Included - up to 90 days after completion of the works

Residential Properties

Existing Structures up to £4,000,000
Contract Works up to £2,000,000

Commercial Properties

Existing Structures up to £1,000,000
Contract Works up to £2,000,000

Property Developers

Excluding Employers Liability Risk

New Build Projects


Please note this is intended as summary of the cover available. For full details refer to the Policy Wording.

Once again, thank you for your help and for explaining - this is very reassuring. I am very glad that I have chosen Renovation Plan to insure me on this occasion. And because of how courteous and helpful you have been, I shall ensure that all future projects are insured with yourselves.

Paul Chappell

Thank you for the cover for the past year. It has given great peace of mind and I will definitely use you again for any future projects.

Julia H.

Your assistance and excellent customer service should be rewarded and I would not hesitate to recommend your company to others.

Heather Godfrey
Insurance Agent

Many thanks for your help and prompt attention today. I am impressed with the understanding you and your company has of the requirements and as soon as we have a date for exchange of contracts I will be getting in touch with you again.
Based upon our limited interaction (and in particular your help and prompt response) I will have no hesitation in recommending your company to others.

Richard Silk
W. Sussex

You've been an excellent company to deal with. I was despairing of getting any renovation insurance through the usual channels until saw you recommended on the website and it's been very straightforward ever since! Best wishes

Lynne Pearce

Many thanks, as always, for your help. Your customer service is outstanding!

Amelia Prosser

Many thanks for your quick reply. I'll be in touch in due course to discuss increasing the level of cover as the project progresses. It is reassuring to work with such professional brokers. Many thanks again.

Allan Jones

Thank you very much for all your help, you have a great policy which offers much better cover and is cheaper than your competitors! I am very impressed with how quickly you turned this around for me. I shall be recommending you to everyone!

Penny M.

I would like to say that the level of service was excellent. You called back as promised, dealt with enquiries and answered my queries in an efficient and timely manner. It is, unfortunately, uncommon these days to receive good service and it made a pleasant change to deal with you and your company.

Mr Burgess