Contractors Insurance

As well as Renovation Plan, we are able to provide separate Contractors Insurance policies. Whilst the Renovation Plan policies comprehensively covers the existing structure, materials and public liability for that site, it may be necessary for firms and individuals to have a separate or additional Contractors Insurance. This is particularly true where you are working on various sites and employ your own labour.

Cover can be provided for all or a combination of the following:

Employers Liability
Public Liability
JCT - Non Negligence 6.5.1 (21.2.1)
Contract Works
Hired in Plant
Own Plant

These covers are usually combined into a single contract known as a Contractors All Risks insurance policy. A brief explanation of the above covers is:

Employers Liability - Required by law, provides cover for actions brought against the employer by an employee injured at work

Public liability - Provides cover for actions brought against the contractor by a third party for injury or property damage

Contract Works - Cover for materials, or the new works. It does not generally include cover for existing structures

Hired in Plant - Cover for plant that you have hired in. Generally the contract with the hire company will make you responsible at the time of hire

Own Plant - Cover for your own plant, machinery and tools

We have a wealth of knowledge and experience in this area and can guide you on the right policy and covers you should consider. Our state of the art quotation system means that we can provide highly competitive quotes from all the leading insurers quickly and simply.

If you would like to speak to us and obtain a quotation please ask for the Commercial Team on 01621 784840.


Thank you very much for all your help, you have a great policy which offers much better cover and is cheaper than your competitors! I am very impressed with how quickly you turned this around for me. I shall be recommending you to everyone!

Penny M.

Your assistance and excellent customer service should be rewarded and I would not hesitate to recommend your company to others.

Heather Godfrey
Insurance Agent

Many thanks for your help and prompt attention today. I am impressed with the understanding you and your company has of the requirements and as soon as we have a date for exchange of contracts I will be getting in touch with you again.
Based upon our limited interaction (and in particular your help and prompt response) I will have no hesitation in recommending your company to others.

Richard Silk
W. Sussex

You've been an excellent company to deal with. I was despairing of getting any renovation insurance through the usual channels until saw you recommended on the website and it's been very straightforward ever since! Best wishes

Lynne Pearce

Once again, thank you for your help and for explaining - this is very reassuring. I am very glad that I have chosen Renovation Plan to insure me on this occasion. And because of how courteous and helpful you have been, I shall ensure that all future projects are insured with yourselves.

Paul Chappell

Many thanks, as always, for your help. Your customer service is outstanding!

Amelia Prosser

I would like to say that the level of service was excellent. You called back as promised, dealt with enquiries and answered my queries in an efficient and timely manner. It is, unfortunately, uncommon these days to receive good service and it made a pleasant change to deal with you and your company.

Mr Burgess

Thank you for the cover for the past year. It has given great peace of mind and I will definitely use you again for any future projects.

Julia H.

Many thanks for your quick reply. I'll be in touch in due course to discuss increasing the level of cover as the project progresses. It is reassuring to work with such professional brokers. Many thanks again.

Allan Jones