Contractors Insurance

As well as Renovation Plan we are able to provide separate Contractors Insurance policies. Whilst the Renovation Plan policy comprehensively covers the existing structure, materials and public liability for that site, it may be necessary for firms and individuals to have a separate or additional Contractors Insurance. This is particularly true where you are working on various sites and employ your own labour. 

Cover can be provided for all or a combination of the following: 

• Employers Liability
• Public Liability
• Contract Works
• Hired in Plant
• Own Plant

These covers are usually combined into a single contract known as a Contractors All Risks insurance policy. A brief explanation of the above covers is:

Employers Liability – Required by law, provides cover for actions brought against the employer by an employee injured at work

Public liability – Provides cover for actions brought against the contractor by a third party for injury or property damage

Contract Works – Cover for materials, or the new works. It does not generally include cover for existing structures 

Hired in Plant – Cover for plant that you have hired in. Generally the contract with the hire company will make you responsible at the time of hire 

Own Plant – Cover for your own plant, machinery and tools   

We have a wealth of knowledge and experience in this area and can guide you on the right policy and covers you should consider. Our state of the art quotation system means that we can provide highly competitive quotes from all the leading insurers quickly and simply.

If you would like to speak to us and obtain a quotation please ask for the Commercial Team on 01621 784840.